top of page
Search
All Posts


A Conversation with Karen Keyser, Reverse Mortgages, Caring in America
I was recently interviewed on the Points of Life Podcast to explore a topic that’s often misunderstood—Reverse Mortgages. In this...

Karen Keyser
Jul 7, 20251 min read
Closing Costs Revealed!
Closing Costs are required costs associated with the closing of ANY real estate transaction. If the transaction is “Cash Only” and there...

Karen Keyser
Jun 8, 20253 min read
What NOT to Do When Going Through the Home Buying Process:
#1: Do NOT change jobs, become Self-Employed or quit your current job. # 2: Do NOT buy or finance a new car or make any large...

Karen Keyser
Jun 8, 20251 min read
A First Time Home Buyer's Guide: An Easy and Educated Way to Successful First Steps!
Helping new home buyers navigate the often overwhelming and complex Real Estate purchase loan process is my forte! When a consumer is...

Karen Keyser
Jun 8, 20253 min read
Do You Have a Golden Ticket for Retirement?
Retire Smarter, Live Better; A Surprising “Tool” You May Have Overlooked! You’ve worked hard, raised families, built careers—and now it’s...

Karen Keyser
Jun 8, 20253 min read
Who Pays The "Shortfall" or Deficiency, if the Sale of the Home Does NOT Cover the Loan Balance?
FACT: UNLIKE the Traditional 30-year fixed forward mortgage, there is a protective measure in a Reverse Mortgage loan, referred to as...

Karen Keyser
Jun 8, 20251 min read
What Does it Mean, When The Lender Says My Reverse Mortgage Loan is "Terminated?"
FACT: This is not meant as a negative event. This usually happens when: ● You move out permanently (not on an extended vacation,...

Karen Keyser
Jun 8, 20251 min read
If You Cannot Qualify For a Traditional Forward Mortgage, You Cannot Qualify For a Reverse Mortgage
FACT: FALSE!! This is what makes this loan so superior for a retired, soon-to-be retired, fixed income, or older adult. The Reverse...

Karen Keyser
Jun 8, 20251 min read
You Can ONLY Use a Reverse Mortgage For a Single Family Home
FACT: The Reverse Mortgage loan can be used for a Single Family home, a Condo, a Manufactured/Mobile Home, or a Multi-Plex (1-4) unit!...

Karen Keyser
Jun 8, 20251 min read
A Reverse Mortgage is Too Expensive!
FACT: Is it? Let’s take a look! Let’s compare a traditional 30-year fixed mortgage loan to a Reverse Mortgage. Both are residential...

Karen Keyser
Jun 8, 20251 min read
The BEST Kept Secret in Retirement Planning: "The Line of Credit" Growth Feature in The Reverse Mortgage.
FACT: The line of credit growth feature in a Reverse Mortgage, specifically a Home Equity Conversion Mortgage (HECM/FHA), is one of its...

Karen Keyser
Jun 8, 20252 min read
Did You Know You Can Use a Reverse Mortgage to Reduce or Mitigate Your Taxable Income and Income Taxes?
FACT: A Reverse Mortgage can reduce or mitigate your income taxes in retirement by providing non-taxable cash flow, which helps you...

Karen Keyser
Jun 8, 20252 min read
Did You Know The Reverse Mortgage is Considered One of The BEST "Buffer Assets?"
FACT: What is a “Buffer Asset” and why is it needed? A buffer asset is a financial asset used to reduce the impact of market volatility...

Karen Keyser
Jun 8, 20251 min read
The Reverse Mortgage is ONLY a "Loan of Last Resort."
FACT: This couldn’t be further from the truth! Yes, a Reverse Mortgage does assist financially challenged older adults in living...

Karen Keyser
Jun 8, 20251 min read
You Must Be Age 62 to Use A Reverse Mortgage
FACT: You can actually obtain a Reverse Mortgage at the young age of 55, in most states. This is a state-specific rule. Over the years,...

Karen Keyser
Jun 8, 20251 min read
You Can Only Use a Reverse Mortgage on "The Final and Forever" Home You Live in.
FACT: You may use a Reverse Mortgage loan over and over again—buying or refinancing. The ability to use this loan program is not based...

Karen Keyser
Jun 8, 20251 min read
The Bank Owns Your Home and it's a SCAM!
FACT: Does the bank own your home when you have any type of mortgage? No, YOU do. The bank has a Promissory Note of repayment and terms...

Karen Keyser
Jun 8, 20251 min read


Unlock the Facts about Reverse Mortgages – Part 2
In this episode, host Mark Wight continues his conversation with reverse mortgage expert Karen Keyser , exploring the benefits and...

Karen Keyser
May 2, 20251 min read


Unlock the Facts about Reverse Mortgages
Join host Mark Wight and mortgage expert Karen Keyser, who brings over 24 years of experience, as they break down everything you need to...

Karen Keyser
May 2, 20251 min read
bottom of page
