Did You Know The Reverse Mortgage is Considered One of The BEST "Buffer Assets?"

FACT: What is a “Buffer Asset” and why is it needed?

A buffer asset is a financial asset used to reduce the impact of market volatility or financial risk on an investment portfolio. The term can apply in different contexts, but it generally refers to assets that provide stability or protection during market downturns or adverse conditions.

There have been many studies showing that a Reverse Mortgage is one of the top 3 buffer assets in retirement planning:

1. Cash

2. Reverse Mortgage

3. Cash-Value Life Insurance

A Reverse Mortgage is considered a buffer asset in retirement income planning because it:

● Provides non-market-dependent liquidity

● Helps preserve retirement portfolios

● Offers a financial cushion

● Can be strategically timed to improve long-term financial outcomes when investment portfolios are underperforming—especially during down markets.

🎥 Watch Dr. Wade Pfau’s interview on the use of a Reverse Mortgage in Retirement Planning:https://www.youtube.com/watch?v=QeELHfL9Cmw

Disclaimer: The information provided is based upon education, solid knowledge, experience, and research; however, it should not be considered professional legal advice. Consult a legal professional with regard to your specific situation.